Why SMEs get rejected when applying for a business loan
TLDR: Banks assess cash flow, loan purpose, credit history, and financial statements when evaluating SME loan requests, making it harder...
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- Mar 26
- 2 min
How SMEs in Singapore can navigating raising interest rates
TLDR: Raising interest rates can negatively impact small and medium-sized enterprises (SMEs) by increasing the cost of borrowing and...
- Feb 7
- 2 min
Business Transformation 101: Why Your Company Needs to Embrace Change (Before Change Embraces You)
TLDR: Business transformation: a take on the importance of embracing technology. Companies should overcome their fears and invest in...
- Feb 4
- 2 min
How SME businesses can manage overdue payments
As a SME business owner in Singapore, nothing is more frustrating than customers who exceed their payment terms and cause a strain on...
- Feb 1
- 2 min
Securing SME Working Capital for Your Singapore Startup: Navigating Loan Options
📌 TLDR: This article outlines various debt instruments and financing options for startups in Singapore. These include Invoice Financing...
- Jan 30
- 2 min
What are the advantages of obtaining a short-term loan for SME businesses?
Short-term SME loans have a maturity of less than one year, making them a quick solution for businesses in need of financing. These loans...
- Jan 27
- 2 min
What financial institution looks out for when approving a SME business loan in Singapore
When applying for a SME financing from a financial institution, it is important to understand the criteria that lenders use to determine...
- Jan 25
- 2 min
How do SMEs and Startups navigate an economic downturn
An economic downturn can be a challenging time for small businesses. As consumer spending decreases and uncertainty increases, small...
- Jan 24
- 2 min
What are the different types of small business loan options available in Singapore
Small business loans is essential for the growth and success of any business. In Singapore, there are a variety of financing options...
- Jan 19
- 3 min
Proper cash flow management increases chance of loan approval for SMEs in Singapore.
Cash flow management is a critical aspect of running a small business. It is the process of ensuring that there is enough cash available...
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