Why SMEs get rejected when applying for a business loan
TLDR: Banks assess cash flow, loan purpose, credit history, and financial statements when evaluating SME loan requests, making it harder...
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- Mar 26
- 2 min
How SMEs in Singapore can navigating raising interest rates
TLDR: Raising interest rates can negatively impact small and medium-sized enterprises (SMEs) by increasing the cost of borrowing and...
- Feb 7
- 2 min
Business Transformation 101: Why Your Company Needs to Embrace Change (Before Change Embraces You)
TLDR: Business transformation: a take on the importance of embracing technology. Companies should overcome their fears and invest in...
- Feb 4
- 2 min
How SME businesses can manage overdue payments
As a SME business owner in Singapore, nothing is more frustrating than customers who exceed their payment terms and cause a strain on...
- Feb 1
- 2 min
Securing SME Working Capital for Your Singapore Startup: Navigating Loan Options
📌 TLDR: This article outlines various debt instruments and financing options for startups in Singapore. These include Invoice Financing...
- Jan 30
- 2 min
What are the advantages of obtaining a short-term loan for SME businesses?
Short-term SME loans have a maturity of less than one year, making them a quick solution for businesses in need of financing. These loans...
- Jan 25
- 2 min
How do SMEs and Startups navigate an economic downturn
An economic downturn can be a challenging time for small businesses. As consumer spending decreases and uncertainty increases, small...
- Jan 19
- 3 min
Proper cash flow management increases chance of loan approval for SMEs in Singapore.
Cash flow management is a critical aspect of running a small business. It is the process of ensuring that there is enough cash available...
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